Empréstimo com garantia de imóvel rápido is a type of secured loan that requires you to pledge an asset as security in the event you fail to repay the borrowed funds. Collateral can include physical assets like real estate, cars and other vehicles, investment portfolios, cash accounts and more. By offering an asset as collateral, lenders are able to offer better terms for loans that don’t rely on credit history and income.

Secure a Rapid Loan with Home Equity as Collateral

Secured loans often provide better borrowing power and interest rates than unsecured alternatives, but they come with some risks, including losing your property if you are unable to repay the debt. In addition, the process of applying for a collateral loan may take longer because the lender will likely need to verify the value of the asset you are using as security.

Some types of collateral loans include mortgage loans, auto loans, and home equity loans. Other types include personal loans, business loans, and loans that rely on your savings account or investment accounts as collateral. The most common types of collateral loans require you to put up your personal property (like a car or a house) as security against the borrowed funds, but they also require you to make on-time payments.

Some collateral loans, such as same day loans and pawn shop loans, have unfavorable terms that impose weeks-long repayment periods, making them almost impossible to pay back. Before securing a collateral loan, it’s important to assess your financial situation to determine whether it is necessary and consider the alternatives, such as working with a non-prime lender or improving your credit score.